UMOJA • Diaspora ↔ Africa Remittance Protocol

Fast, Affordable, Borderless Remittances for Africa.

UMOJA leverages BNB Chain and a hybrid on-chain / off-chain model to connect the global diaspora with African families through instant, low-fee, and secure cross-border transfers.

Buy UMOJA on KyberSwap Open Live Chart 📄 Read Whitepaper
Deployed on BNB Chain
Fees: Designed below 2%
Model: Hybrid On-chain / Agent Network
UMOJA / BNB
Live Market Overview
Dexscreener
Network
BNB Chain
Pair
UMOJA / BNB
Liquidity
On-chain LP
Status
Live
Dexscreener View
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Using KyberSwap aggregator
Non-custodial
From
BNB
To
UMOJA
Aggregator
KyberSwap
Slippage
Configurable
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Analytics

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Swap BNB into UMOJA with a fully on-chain, non-custodial experience powered by KyberSwap.

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UMOJA Access Layer
Coming Soon

Direct remittance interface for senders and agents: KYC, corridor selection, and payout rails.

Web & mobile apps in roadmap

UMOJA Token & Protocol

Utility token powering settlement, agent rewards, liquidity, and community governance.

Token Overview
Protocol Asset
  • Symbol: UMOJA
  • Chain: BNB Chain
  • Use Cases: Remittance settlement, agent staking, LP incentives, DAO governance
Tokenomics Snapshot
  • 45% — Remittance Liquidity
  • 20% — Agent Rewards & Incentives
  • 12% — Team & Advisors
  • 10% — Community / DAO
  • 8% — Partnerships
  • 5% — Reserve & Safety
Download Whitepaper
PDF

Full protocol architecture, compliance model, agent network design, and roadmap for UMOJA.

📄 Open UMOJA Whitepaper

Roadmap Highlights

Phased rollout focused on real utility: corridors, agent networks, compliance, and mobile experience.

Phase 1 – Protocol Launch
Q4 2025
  • BNB Chain deployment
  • Core remittance smart contracts
  • Initial corridor: Nigeria <> Kenya
  • Founding agents onboarding
Phase 2 – Expansion
2026
  • Agent networks in Ghana, South Africa, Uganda
  • iOS & Android mobile apps
  • DAO launch & community governance
  • Bank & MNO integrations
Phase 3 – Remittance Banking
2027+
  • Virtual accounts for recipients
  • Bill pay & micro-lending rails
  • DeFi-powered FX & instant credit
  • Pan-African & global corridors